Unlock USD Liquidity from Your Bitcoin

Get instant access to StillUSD stablecoin using your Bitcoin as collateral. Earn yield while keeping full custody of your assets.

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Keep Your Bitcoin

Maintain full custody and upside exposure

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0% Interest Loans

Borrow StillUSD with no interest charges

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Earn Yield

Your collateral generates returns automatically

50% Max Loan-to-Value
0% Interest Rate
100% Non-Custodial
24/7 Always Available

Why Choose StillUSD?

The first truly non-custodial Bitcoin-backed stablecoin that lets you have your cake and eat it too.

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True Self-Custody

Your Bitcoin never leaves your control. Receive tokenized claims (aWBTC/wstETH) that represent your deposited assets, ensuring you maintain sovereignty over your funds.

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Zero Interest Borrowing

Unlike traditional lending protocols, StillUSD loans come with 0% interest. Access up to 50% of your Bitcoin's value in USD liquidity without any borrowing costs.

Automated Yield Generation

Your collateral automatically earns yield through battle-tested DeFi protocols like Aave and Lido. Earn returns while your loan remains active.

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Stable USD Value

StillUSD maintains a stable $1.00 peg through robust over-collateralization with Bitcoin, giving you reliable purchasing power and liquidity.

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Flexible Redemption

Redeem your StillUSD anytime to reclaim your original Bitcoin collateral, or stake StillUSD to earn additional yield from protocol fees.

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Battle-Tested Security

Built on proven DeFi infrastructure including Aave and Lido. Multiple audits and conservative risk parameters ensure your funds stay safe.

Loan Calculator

Collateral Value: $0
Max StillUSD Loan (50% LTV): $0
Loan Interest Rate: 0% (FREE)
Annual Yield on Collateral: $0
Monthly Yield: $0

How It Works

1

Connect & Deposit

Connect your wallet and deposit WBTC into the StillWater protocol. You'll receive tokenized claims representing your deposit.

2

Mint StillUSD

Mint StillUSD tokens up to 50% of your collateral value. No interest charges, no time limits on your loan.

3

Use Your Stablecoin

Use StillUSD for DeFi, payments, or hold as stable value. Your Bitcoin collateral automatically earns yield in the background.

4

Redeem or Stake

Redeem StillUSD to get your Bitcoin back, or stake StillUSD tokens to earn additional yield from protocol fees.

Security & Trust

🔍 Multiple Audits

Our smart contracts undergo rigorous security audits by leading blockchain security firms to ensure your funds are protected.

🏛️ Battle-Tested Protocols

Built on top of proven DeFi infrastructure including Aave and Lido, which have secured billions in total value locked.

💪 Over-Collateralization

200% collateralization ratio (50% LTV) provides a strong safety buffer against market volatility and ensures stability.

🔓 Open Source

All protocol code is open source and verifiable on-chain, ensuring transparency and community oversight.

Ready to Unlock Your Bitcoin's Potential?

Start earning yield on your Bitcoin while accessing USD liquidity. No KYC, no middlemen, just pure DeFi.